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Essential Integrity Funding
$10,000 - $400,000 Unsecured No Collateral Loans
The Essential Funds When
You Need Them
ESSI is a nationwide brokerage providing $10,000-$400,000 in unsecured funding for Employed individuals with verifiable w-2
Features
Loan amounts from $10,000 - $400,000
Funds are deposited directly into your checking account within 3 days of final acceptance
Loan terms 3, 5 or 7 years with no prepayment penalties.
Loans are unsecured, so no collateral is required.
Initial offers during prequalification have no impact on credit score
Personal Loans can be used for any reason deemed necessary
Items we are looking for during Pre-Qualification
680 credit score (all 3 bureaus)
3 primary trade-lines ( at least one car or mortgage) with minimum 6 months of history
Credit Utilization under 50%
No new collection accounts in the last year
Bankruptcy must be at least 2 years old
No late payments within the last 24 months
Must provide a tri-merged credit report for review during pre-qualification
$30,000 Minimum Yearly W-2 Income
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