Essential Integrity Funding

$10,000 - $400,000 Unsecured No Collateral Loans

The Essential Funds When

You Need Them

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ESSI is a nationwide brokerage providing $10,000-$400,000 in unsecured funding for Employed individuals with verifiable w-2

Features

Loan amounts from $10,000 - $400,000

Funds are deposited directly into your checking account within 3 days of final acceptance

Loan terms 3, 5 or 7 years with no prepayment penalties.

Loans are unsecured, so no collateral is required.

Initial offers during prequalification have no impact on credit score

Personal Loans can be used for any reason deemed necessary 

Items we are looking for during Pre-Qualification

680 credit score (all 3 bureaus)

3 primary trade-lines ( at least one car or mortgage) with minimum 6 months of history

Credit Utilization under 50%

No new collection accounts in the last year

Bankruptcy must be at least 2 years old

No late payments within the last 24 months

Must provide a tri-merged credit report for review during pre-qualification

$30,000 Minimum Yearly W-2 Income